Privacy Policy

How we protect and manage your personal data.

Last Updated: February 18, 2026

1. Information We Collect

We collect personal information that you provide to us when you open an account, use our banking services, or contact us. This includes:

  • Name, address, and contact details
  • Government-issued identification (BVN, NIN, etc.)
  • Financial information and transaction history
  • Digital metadata (IP addresses, device information)

2. How We Use Your Information

Your information is used to:

  • Provide and manage your banking services
  • Verify your identity and maintain security
  • Comply with regulatory requirements (AML/KYC)
  • Improve our products and customer experience

3. Data Sharing

We do not sell your personal data. We may share information with third parties only when necessary for servicing your account, complying with legal obligations, or with your explicit consent.

4. Data Security

We implement advanced security measures, including encryption and strict access controls, to protect your data from unauthorized access and disclosure.

5. Your Rights

Under the Nigeria Data Protection Act (NDPA), you have the right to access, rectify, or request the deletion of your personal data held by us.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date.

7. Contact Our Data Protection Officer

If you have any questions regarding your privacy, please contact our DPO at:

  • Email: info@iomfb.com
  • Phone: +234 703 283 5237
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